Xiao-Jie’s mother was a successful career woman. No matter how busy her work schedule, she never neglected her son’s upbringing and companionship. Throughout Xiao-Jie’s childhood, his grandmother and aunts also provided strong support.

Growing up in a single-parent household, Xiao-Jie received abundant love and guidance, developing into a steady and optimistic teenager. However, life is often unpredictable. At the age of fifteen, Xiao-Jie’s world was turned upside down when his mother passed away in an accident.

As a minor, Xiao-Jie could not directly manage the substantial assets his mother left behind — including a large life insurance payout, a property, and some stock holdings. Suddenly, his estranged father, who had remarried and had little contact with the family for many years, appeared and claimed he was willing to take care of Xiao-Jie. Although his grandmother and aunts strongly opposed it, the law still recognized the father’s guardianship rights, which also gave him legal authority over Xiao-Jie’s inheritance.

If Xiao-Jie’s mother had not established an additional safeguard — such as placing her assets and insurance proceeds into a trust — then her son’s inheritance would very likely end up under the control of his legal guardian, his father. This created significant risk: having long been absent from Xiao-Jie’s life, his father had little understanding of his son’s needs. The grandmother and aunts deeply feared the inheritance could be misused by the father and his new family, jeopardizing Xiao-Jie’s future interests.

Unfortunately, this is not an isolated case. In reality, such heartbreaking situations repeat themselves all too often. Without the most essential layer of protection, a lifetime of hard-earned wealth may ultimately fail to support the very loved ones it was meant to safeguard.

When it comes to wealth transfer, known risks such as inheritance law restrictions and taxation are just the beginning. In recent years, global economic volatility, inflationary pressure, and shifting policies have created even more uncertainty. Relying on a single product or tool is often insufficient to manage these risks, and in critical moments, assets may fail to reach the next generation.

In this turbulent environment, we must stay one step ahead of time. For our loved ones and for future generations, only systematic strategies can ensure that love and wealth coexist and are passed on sustainably.

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【Notes】

1. This event is free of charge. Seats are limited. Please confirm your availability before registering to avoid last-minute absences.
2. Please provide accurate information when registering. One week prior to the event, we will call to confirm attendance (please look out for calls from 0965-382-201). The personal data collected in this form will be used solely for registration verification and sharing event materials, and will not be used or disclosed for other purposes without consent.
3. The cases and materials shared in this event are for general reference only and do not constitute:
   • (1) An offer to purchase any financial products or services
   • (2) Advice to take any action regarding financial products
   • (3) Investment advice of any kind
4. The organizers reserve the right to modify, interpret, or cancel the event. Any changes will be announced separately.

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